Summary
Loan Against Property (LAP) is a secured credit facility that enables business owners to unlock capital tied up in their commercial or residential property. Ideal for funding long-term business growth, asset expansion, or balance sheet restructuring.
Key Features
- Loan Size: ₹10 Lakhs to ₹3crores
- Tenure: Up to 15 years
- Eligible Collateral: Commercial, industrial, or residential property
- Repayment Options: EMI, bullet, and hybrid structures
- Balance transfer on attractive terms
- Turnaround Time: 7 working days (subject to complete documentation)
Ideal for
- Business expansion (new plant, warehouse, office space)
- Asset acquisition or modernization
- Debt consolidation from informal sources
- Strategic working capital infusion
Eligibility
Quickly check your eligibility and take the first step toward your loan.
GST registered businesses with 3 years vintage
Annual revenues of Rs. 50 Lacs
Loan Against Property Calculator
"Calculate your EMI based on your loan amount."
5 Lakh
2 CR
9 %
15 %
1 Year
15 Years
EMI Calculations
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EMI
₹ 0.00 -
Interest Payable
₹ 0.00 -
Principal Payable
₹ 0.00 -
Total Amount Payble
₹ 0.00
(Principal + Interest)
Easily Access Funds using Your Property: Here’s How It Works!
- Get Started: Submit your request – it’s quick and easy!
- Share Details: Provide the necessary property and financial documents to kickstart the process. Can be done completely digitally.
- Lender Diligence: We conduct a quick and detailed borrower and collateral diligence.
- Loan Offer: Receive a personalized loan offer tailored just for you.
- Formalize: Sign the agreement and finalize your loan – it’s that simple!
- Quick Disbursement: Get your funds transferred to your account quickly and hassle-free.
FAQs
What types of properties are accepted?
We accept residential, commercial, industrial and mixed-use properties. Offered collateral needs to have a clear and marketable title in favour of the borrower/immediate family member.
Can I use the funds for multiple purposes?
Funds can be used only for business purposes.
What is the loan tenure?
Enjoy repayment terms of up to 15 years, tailored to fit your budget and loan agreement.