RBI Registered NBFC

Funding built for
how businesses actually operate

Structured capital for growing Indian businesses.
Built around your operating cycle, cash flow, and growth needs.

MSMEs in India
63 Mn+
Across the country
Unmet credit gap
$500 Bn+
In formal SME lending
SME contribution to GDP
30% +
Of India's GDP
SME contribution to exports
45% +
Of India's total exports

Credit designed around your business

Built for growing Indian businesses

Manufacturing

Businesses with intensive raw material procurement needs and supply linked cash cycles requiring dependable working capital.

Modern Trade

Retail and distribution businesses managing complex inventory cycles and strict payment timelines with large buyer relationships.

B2B Services

Service companies managing critical invoice to payment gaps and needing structured capital to support immediate growth requirements.

Supply Chain Players

Distributors and traders deeply embedded in formal supply chains requiring dedicated trade finance and order linked funding.

Built for speed, structure, and disciplined growth

Speed

Responsive execution

Timing dictates business outcomes. Our process is engineered to deliver credit decisions and disbursals without unnecessary delay. Because business opportunities don't wait.

Structure

Cashflow-backed underwriting

The structural design of a loan matters as much as the quantum. We align funding architectures directly with your operating cycle and repayment visibility. Not generic templates.

Trust

Complete transparency

No hidden conditions. No structural surprises. We operate with a straightforward lending model and full regulatory compliance at every stage.

Partnership

Partner mindset

Beyond a transactional lender, we operate with a long-term view, providing capital that scales alongside your business through successive growth stages.

Infotel Group

The Infotel Group has built and operated businesses across telecom infrastructure, digital payments, distribution networks, and SME-facing services for decades. This gives Infotel Finance a rare foundation: deep, first-hand understanding of how Indian businesses actually operate, where they struggle with capital, and what responsible lending to this segment truly requires.

That institutional knowledge shapes everything from how we underwrite to how we structure facilities and how we engage with borrowers over the long term.

Telecom

Infrastructure and services built across India's telecom landscape over multiple decades.

Technology

Deep experience building and scaling technology platforms across enterprise and consumer contexts in India.

Distribution

Operating distribution networks gives us ground-level insight into SME cashflow realities.

SME services

Years of directly serving Indian SMEs across sectors, building trust and operational knowledge.

"A trusted financial partner for growing businesses that need funding aligned with how they actually operate."
Infotel Finance, Brand Promise

Capital that moves with your business

Whether you need working capital support, invoice-led liquidity, or structured funding, our team is here to help.

Speak to Our Team