Products Supply Chain Finance
Supply Chain Finance

Transaction-linked funding
across real business flows

Unlock liquidity across active business cycles through purchase and sales invoice discounting. Built around underlying transactions, not static collateral, to help businesses improve cashflow efficiency and maintain operational momentum.

Liquidity across procurement and receivables

Infotel Finance provides Supply Chain Finance solutions designed to unlock liquidity across active business cycles. Built around underlying transactions rather than static collateral, this product supports businesses that need capital linked to real procurement or receivables activity.

At Infotel Finance, Supply Chain Finance is available in two forms: Purchase Invoice Discounting and Sales Invoice Discounting. Enabling businesses to improve cashflow efficiency, maintain continuity in operations, and reduce friction within the supply chain.

Purchase Invoice Discounting
Sales Invoice Discounting
How it works
1
Transaction identified

A purchase or sales invoice is raised in the course of normal business activity.

2
Credit assessed

Infotel Finance evaluates the transaction against underwriting criteria and cashflow visibility.

3
Funds disbursed

Capital is provided against the invoice, improving liquidity without waiting for full payment cycles.

4
Repayment on settlement

Repayment is structured around the underlying transaction timeline and cash receipt.

Purchase Invoice Discounting

Helps businesses access capital against purchase invoices, enabling them to pay suppliers on time and maintain continuity in procurement. Particularly useful when a business has demand visibility or confirmed downstream sales, but needs immediate liquidity to complete purchases.

Fund supplier payments against planned procurement cycles
Maintain inventory flow during peak demand periods
Support procurement for confirmed customer orders
Reduce pressure on internal cash reserves while continuing operations
Ideal for

Manufacturers purchasing raw materials for production

Distributors procuring inventory from suppliers

Traders managing high-volume or recurring purchase cycles

Businesses with confirmed demand but short-term liquidity constraints

Companies seeking to strengthen supplier relationships through timely payments

Sales Invoice Discounting

Enables businesses to access funds against raised invoices instead of waiting for customer payment cycles to complete. For businesses supplying to large corporates, distributors, or modern trade channels. Where receivables can remain outstanding for 30–90+ days. This product converts billed sales into usable liquidity.

Unlock capital tied up in receivables without waiting for debtor cycles
Fund new procurement or production against billed sales
Support payroll, operations, and overheads while awaiting collections
Smooth working capital during periods of slower customer payments
Ideal for

Businesses with receivables locked for 30–90+ days

Suppliers to large corporates or modern trade channels

Manufacturers and distributors with strong billing visibility

Companies with reliable invoicing discipline but delayed customer collections

Businesses seeking to improve cashflow efficiency without waiting for long debtor cycles

All financing is subject to internal credit assessment, underwriting criteria, and documentation requirements. Supply chain finance products are available to eligible businesses based on Infotel Finance's underwriting standards.

Unlock liquidity tied up in your supply chain

Speak to our team about invoice discounting solutions for your business.

Get in Touch