Unlock liquidity across active business cycles through purchase and sales invoice discounting. Built around underlying transactions, not static collateral, to help businesses improve cashflow efficiency and maintain operational momentum.
Infotel Finance provides Supply Chain Finance solutions designed to unlock liquidity across active business cycles. Built around underlying transactions rather than static collateral, this product supports businesses that need capital linked to real procurement or receivables activity.
At Infotel Finance, Supply Chain Finance spans four programmes: Purchase Invoice Discounting, Sales Invoice Discounting, Vendor Finance, and Dealer Finance. Together they help businesses improve cashflow efficiency, maintain continuity in operations, and reduce friction across the supply chain.
A purchase or sales invoice is raised in the course of normal business activity.
Infotel Finance evaluates the transaction against underwriting criteria and cashflow visibility.
Capital is provided against the invoice, improving liquidity without waiting for full payment cycles.
Repayment is structured around the underlying transaction timeline and cash receipt.
Helps businesses access capital against purchase invoices, enabling them to pay suppliers on time and maintain continuity in procurement. Particularly useful when a business has demand visibility or confirmed downstream sales, but needs immediate liquidity to complete purchases.
Manufacturers purchasing raw materials for production
Distributors procuring inventory from suppliers
Traders managing high-volume or recurring purchase cycles
Businesses with confirmed demand but short-term liquidity constraints
Companies seeking to strengthen supplier relationships through timely payments
Enables businesses to access funds against raised invoices instead of waiting for customer payment cycles to complete. For businesses supplying to large corporates, distributors, or modern trade channels. Where receivables can remain outstanding for 30–90+ days. This product converts billed sales into usable liquidity.
Businesses with receivables locked for 30–90+ days
Suppliers to large corporates or modern trade channels
Manufacturers and distributors with strong billing visibility
Companies with reliable invoicing discipline but delayed customer collections
Businesses seeking to improve cashflow efficiency without waiting for long debtor cycles
Enables vendors and suppliers of established corporate anchors to access quick, hassle-free financing against confirmed purchase orders, invoices, or approved supply transactions. Delayed payments and working capital constraints often limit a supplier's ability to fulfil larger orders, this product removes that ceiling and strengthens the wider supply chain.
Vendors and suppliers to established corporate anchors
Manufacturers and distributors fulfilling large or recurring orders
Traders and service providers needing quick working capital
MSMEs seeking to reduce reliance on unsecured borrowing
Suppliers looking to strengthen anchor relationships through reliable delivery
Provides working capital support to authorised dealers, distributors, and channel partners, enabling them to procure inventory seamlessly and grow without cash flow constraints. A revolving credit facility lets dealers stock up and meet customer demand, with repayment aligned to inventory sales cycles.
Authorised dealers and distributors under manufacturer or OEM programmes
Channel partners purchasing inventory from a corporate anchor
Businesses facing liquidity gaps while stocking products
Dealers seeking to serve customers faster and scale revenue
Distribution networks with repayment aligned to inventory sales cycles
All financing is subject to internal credit assessment, underwriting criteria, and documentation requirements. Supply chain finance products are available to eligible businesses based on Infotel Finance's underwriting standards.
Speak to our team about invoice discounting solutions for your business.