Short-tenure, cashflow-backed lending designed around how businesses actually operate. Not around legacy bank templates.
Working capital loans for active businesses requiring timely, structured funding to support operations, procurement, growth, and short-term liquidity needs.
Unlock liquidity across active business cycles through purchase invoice discounting and sales invoice discounting. Built around underlying transactions, not static collateral.
Access capital against purchase invoices to pay suppliers on time and maintain procurement continuity even during short-term liquidity constraints.
Convert billed sales into usable liquidity instead of waiting for 30 to 90+ day payment cycles, ideal for businesses supplying to large corporates or modern trade channels.
Customised funding solutions built around your specific operating cycle, transaction flow, and growth requirements. We architect a solution around your business. Not the other way around.
Our product strategy is focused on short-tenure structures because they allow tighter control, better monitoring, and stronger alignment between capital deployment and repayment visibility.
Our goal is to be a dependable capital partner to businesses that need speed, structure, and flexibility. We complement, not replace, existing banking relationships.
All financing is subject to internal credit assessment, underwriting criteria, and documentation requirements.
We underwrite based on the strength, consistency, and visibility of business cashflows. Evaluating how the business operates, how cash moves, and how repayment occurs.
Short-duration assets allow clearer assessment and monitoring of the relationship between capital deployment and repayment timelines.
Where relevant, funding is structured around underlying business activity, thereby creating stronger linkage between capital and repayment visibility.
All lending is subject to Infotel Finance's internal underwriting standards and approval processes and is independent of any partner or channel relationship.
Our team will help you identify the most appropriate funding structure for your operating cycle.