Customised funding solutions built around your specific operating cycle, transaction flow, and growth requirements. We design around your business. Not a generic template.
Not every business fits a standard working capital loan or invoice discounting structure. For businesses with complex operating cycles, multi-phase funding requirements, or specific transaction flows, a bespoke credit architecture is often the right answer.
Infotel Finance's Structured Finance offering is designed for exactly these situations. We take the time to understand how your business operates, where capital is needed, and how repayment naturally occurs. Then build a funding structure aligned to those realities.
The structural design of a loan matters as much as the quantum. We believe that a well-structured facility does more for a business than a larger but poorly aligned one.
"The structural design of a loan matters as much as the quantum. We align funding architectures directly with your underlying cashflow cycle."
Businesses whose operating cycle does not fit neatly into a standard short-tenure or invoice-backed structure. Requiring a tailored approach to tenure, drawdown, and repayment.
Businesses expanding across multiple phases. Procurement, production, distribution. Where funding needs to be structured across the entire cycle rather than a single point.
Situations where capital deployment is tied to a particular transaction structure. Such as a confirmed order, a specific contract, or a defined supply arrangement.
Businesses that have existing banking relationships but need additional, differently structured capital to cover specific operational needs that their bank facilities do not address.
Every structured finance facility at Infotel Finance starts with a deep understanding of the business. How it operates, how capital moves through the cycle, and where repayment naturally occurs.
We do not force-fit a generic product. We take the time to get the structure right. Because a well-architected facility aligned to the business cycle is the strongest foundation for a productive lending relationship.
We start by understanding how the business operates. Its cycle, its customers and suppliers, its cashflow patterns, and its specific funding requirement.
We identify precisely where capital is needed within the operating cycle and how repayment naturally occurs. Forming the basis of the funding structure.
Tenure, drawdown structure, repayment profile, and monitoring framework are all built around the specific business. Not a standard template.
The structured proposal is assessed through Infotel Finance's independent underwriting framework before approval and disbursal.
We stay engaged through the facility lifecycle. Monitoring performance and remaining available to adapt the structure as the business evolves.
A loan structure aligned to how your business generates and uses cash reduces friction, improves repayment clarity, and creates a stronger lending relationship for both sides.
Purpose-built structures with clear use of funds and repayment linkage allow stronger monitoring and tighter risk control. Benefiting the business as much as the lender.
Structured facilities are designed with future growth in mind. As your business evolves, the facility can be revisited and adapted. Maintaining continuity of capital access.
Structured finance requires a deeper understanding of your business. That understanding forms the basis of a longer-term partnership. One that extends beyond the first facility.
Share your situation and our team will explore the right structure with you.