Summary
Flexible working capital loans to support day-to-day operations, seasonal inventory buildup, or large purchase order fulfilment. Offered as term loans or revolving facilities.
Key Features
- Loan Size: ₹25 lakhs to ₹2 crores
- Tenure: 6–24 months
- Repayment: Monthly EMIs or structured repayment schedules
- Collateral: Lightly secured or unsecured depending on credit profile
- Disbursement Time: 5–7 working days
Ideal for
- SMEs with seasonal working capital gaps
- Seasonal large expenses
- Inventory ramp-up before festive season
- Temporary liquidity for receivable mismatch
- Distributors with recurring vendor payment needs
- Payroll and operational cash flow management
Eligibility
- GST registered businesses
- Minimum annual turnover of 50 lacs
